Get Pre-Approved

If you're considering the idea of purchasing a home, it’s a good idea to get pre-qualified for your loan before you begin shopping. Pre-qualification involves supplying a lender with basic information regarding your debt, income and assets. From this information, lenders can get an idea of the mortgage amount for which you qualify, and the monthly payment you can expect. There is absolutely no cost or further obligation involved in getting pre-qualified. 

Being pre-qualified can help you narrow the range of homes in which you are interested, as it’s another way of knowing what you can afford. It can also help you act fast if a home you’re interested in has a lot of interest. Pre-qualification shows you are a serious shopper, and your offer will be taken more seriously than an offer from someone who has not spoken with a lender. 

The initial pre-qualification stage also allows you to discuss with your lender any goals or needs you may have regarding your loan. He or she can then explain your loan options and recommend the type that might be best suited to your particular requirements.  

If you would like to speak with someone about getting pre-qualified, simply fill out the form below. We will contact you right away and put you in touch with one of our preferred lenders-- professionals who we do business with regularly and who we know will take excellent care to assist you and answer all of your loan related questions.



 

HomeTeam Real Estate
201 Wilmington Highway
Jacksonville, NC 28540
(Inside the License Plate Agency Building)
HomeTeam Property Management
825 Gum Branch Rd., Ste. 133
Jacksonville, NC 28540
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